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2021 Conforming / Conventional Loan Limits for Florida by County

By vmalendingcomIn UncategorizedPosted June 19, 2025

ITS A GREAT TIME TO START LOOKING FOR A HOME! CONVENTIONAL / CONFORMING MORTGAGE LIMITS FOR FLORIDA HAVE BEEN RAISED RATES ARE AT A N...

2-4 Units Update from Freddie Mac

By vmalendingcomIn UncategorizedPosted June 19, 2025

Freddie Mac has reduced LTVs for 2-4 units on the Home Possible to 85% (CLTV remains at 95%)

Mortgage Rates Dip Below Seven Percent: A Closer Look at the Market Shift

By vmalendingcomIn UncategorizedPosted March 19, 2025

In a welcome turn for prospective homeowners and those considering refinancing, mortgage rates have dipped below the 7% threshold, as recently reported by Freddie Mac....

September 2024 Mortgage Rate Update: What’s Happened Over the Last Month and What to Expect Next

By vmalendingcomIn UncategorizedPosted September 27, 2024

Over the past month, we’ve seen some interesting movements in mortgage rates. As anticipated, the rates have slightly decreased, and it's important to note that...

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Accessibility

Accessibility modes

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VMA Lending

Accessibility Statement
vmalending.com
Last updated: June 17, 2025

Compliance Status

At VMA Lending LLC and its affiliated companies, we believe the internet should be accessible and usable by everyone. We are fully committed to ensuring that our website is accessible to the widest possible audience, regardless of ability or technology.

We aim to comply as closely as possible with the Web Content Accessibility Guidelines (WCAG) 2.1, Level AA. These guidelines provide a clear framework for making web content more accessible for people with disabilities, including blindness, motor impairments, visual and cognitive challenges, and more.

To support this goal, we utilize various accessibility technologies. Our website features an accessibility interface that empowers users with disabilities to adjust the website’s UI and customize it to their needs. Additionally, we run an AI-powered application in the background that continuously improves the website’s accessibility by adapting it for screen readers and keyboard navigation.

If you experience any accessibility issues or have suggestions for improvement, please contact us at admin@vmalending.net.

Screen-Reader and Keyboard Navigation

Our site implements ARIA attributes and other behavior enhancements for a seamless experience with screen readers and keyboard use.

Screen-reader Optimization
A background process ensures that content is structured and described appropriately, including form labels, icon descriptions, and image alt tags using OCR (optical character recognition) where needed. Screen-reader users receive an automatic prompt to enable accessibility mode. Compatible with JAWS, NVDA, VoiceOver, and TalkBack.

Keyboard Navigation Optimization
Users can navigate the website using Tab, Shift+Tab, arrow keys, and Enter. Shortcuts such as “M” (menus), “H” (headings), “F” (forms), “B” (buttons), and “G” (graphics) enable quick navigation. The interface also includes focus management for modal popups and skip menus.

Supported Disability Profiles

Epilepsy Safe Mode: Eliminates flashing and color combinations that can trigger seizures.
Visually Impaired Mode: Adjusts visual elements for users with eye conditions.
Cognitive Disability Mode: Adds focus enhancements for users with dyslexia, autism, stroke-related impairments, etc.
ADHD Friendly Mode: Minimizes distractions to help focus on key elements.
Blindness Mode: Full compatibility with leading screen readers.
Motor-Impaired Navigation Profile: Enables full navigation and interaction using only the keyboard.

UI, Design, and Readability Adjustments

Font Options: Resize, change font type, spacing, alignment, and line height.
Color Contrast: Multiple presets including light, dark, inverted, and monochrome themes.
Animations: Option to stop all animations to reduce risk for epileptic users.
Highlighting: Emphasize links, buttons, and focused elements.
Audio Mute: Instantly mute audio content for users sensitive to sound.
Cognitive Support: Integrated Wikipedia and Wiktionary access to explain complex terms.
Other Tools: Custom cursor, virtual keyboard, print mode, and more.

Browser and Assistive Technology Compatibility

We support the majority of browsers and assistive tools, including:

Browsers: Chrome, Firefox, Safari, Edge, and Opera
Screen Readers: JAWS, NVDA, VoiceOver, and TalkBack

Our commitment is to reach over 95% of user environments and continuously expand compatibility.

Feedback and Assistance

We acknowledge that some content may not yet meet full accessibility standards and are actively working to improve these areas. Your input helps us grow and serve you better.

If you have difficulty accessing any part of the website or need assistance, please contact us at:

Email: admin@vmalending.net

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