{"id":2516,"date":"2025-06-19T00:52:42","date_gmt":"2025-06-19T00:52:42","guid":{"rendered":"https:\/\/www.vmalending.net\/2025\/06\/19\/mortgage-rates-drop-hitting-a-record-low-for-the-eighth-time-this-year\/"},"modified":"2025-06-19T00:52:42","modified_gmt":"2025-06-19T00:52:42","slug":"mortgage-rates-drop-hitting-a-record-low-for-the-eighth-time-this-year","status":"publish","type":"post","link":"https:\/\/vmalending.net\/?p=2516","title":{"rendered":"Mortgage Rates Drop, Hitting a Record Low for the Eighth Time this Year"},"content":{"rendered":"<section data-id=\"860e4ee\" data-element_type=\"section\">&nbsp;The resilience of the housing market continues as mortgage rates hit another all-time low, giving potential buyers more purchasing power and strengthening demand. We expect rates to stay low and continue to propel the purchase market forward. However, the main barrier to rising demand remains the lack of inventory, especially for entry-level homes.<\/section>\n<section data-id=\"c0a93d5\" data-element_type=\"section\">\n<section data-id=\"703dbbdc\" data-element_type=\"section\">\n<ul>\n<li><a href=\"http:\/\/www.freddiemac.com\/pmms\/docs\/historicalweeklydata.xls\">Current Mortgage Rates Data Since 1971&nbsp;xls<\/a><\/li>\n<\/ul>\n<p><img fetchpriority=\"high\" decoding=\"async\" src=\"https:\/\/www.miamicapitallending.com\/wp-content\/uploads\/2020\/08\/chart-300x158.png\" sizes=\"(max-width: 649px) 100vw, 649px\" srcset=\"https:\/\/www.miamicapitallending.com\/wp-content\/uploads\/2020\/08\/chart-300x158.png 300w, https:\/\/www.miamicapitallending.com\/wp-content\/uploads\/2020\/08\/chart-1024x538.png 1024w, https:\/\/www.miamicapitallending.com\/wp-content\/uploads\/2020\/08\/chart-768x403.png 768w, https:\/\/www.miamicapitallending.com\/wp-content\/uploads\/2020\/08\/chart-370x194.png 370w, https:\/\/www.miamicapitallending.com\/wp-content\/uploads\/2020\/08\/chart-264x139.png 264w, https:\/\/www.miamicapitallending.com\/wp-content\/uploads\/2020\/08\/chart.png 1200w\" alt=\"\" width=\"649\" height=\"342\"><\/p>\n<p>Average commitment rates should be reported along with average fees and points to reflect the total upfront cost of obtaining the mortgage. Visit the following link for the&nbsp;<a href=\"http:\/\/www.freddiemac.com\/pmms\/weightings\/weightings_series_011.html\">Definitions<\/a>. Borrowers may still pay closing costs which are not included in the survey.<\/p>\n<hr>\n<p>Opinions, estimates, forecasts, and other views contained in this document are those of Freddie Mac\u2019s Economic &amp; Housing Research group, do not necessarily represent the views of Freddie Mac or its management, and should not be construed as indicating Freddie Mac\u2019s business prospects or expected results. Although the Economic &amp; Housing Research group attempts to provide reliable, useful information, it does not guarantee that the information or other content in this document is accurate, current, or suitable for any particular purpose. All content is subject to change without notice. All content is provided on an \u201cas is\u201d basis, with no warranties of any kind whatsoever. Information from this document may be used with proper attribution. Alteration of this document or its content is strictly prohibited. \u00a92019 by Freddie Mac.<\/p>\n<\/section>\n<\/section>\n<p>\t\t\t\t\t<a href=\"https:\/\/www.miamicapitallending.com\/cherry-services\/reverse-mortgage\/\">You have not retired yet because of increasing mortgage payments?Apply for a reverse mortgage and you won&#8217;t have to make another payment. Please review our reverse mortgage page for full details on and videos on how a reverse mortgage works.Details on Reverse Mortgage<\/a><a href=\"https:\/\/MCL.zipforhome.com\">Putting off purchasing your home?This is the best time to purchase a home. Low rates have come back. See how much you can buy.Click Here to Get Pre-approved<\/a><a href=\"https:\/\/MCL.zipforhome.com\">Take advantage of the lowest rates!Refinance today and pay off those high rate credit cards, upgrade your house, help your kids with university costs or just check of items off your bucket list.Refinance Now<\/a><br \/>\nPrevious<br \/>\nNext<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp;The resilience of the housing market continues as mortgage rates hit another all-time low, giving potential buyers more purchasing power and strengthening demand. We expect rates to stay low and continue to propel the purchase market forward. However, the main barrier to rising demand remains the lack of inventory, especially for entry-level homes. Current Mortgage [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[4],"tags":[],"class_list":["post-2516","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO Pro 5.0.2 - aioseo.com -->\n\t<meta name=\"description\" content=\"The resilience of the housing market continues as mortgage rates hit another all-time low, giving potential buyers more purchasing power and strengthening demand. We expect rates to stay low and continue to propel the purchase market forward. However, the main barrier to rising demand remains the lack of inventory, especially for entry-level homes. 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