{"id":2563,"date":"2023-11-09T00:52:00","date_gmt":"2023-11-09T00:52:00","guid":{"rendered":"https:\/\/www.vmalending.net\/2025\/06\/19\/breaking-news-new-conforming-loan-limits-for-2024\/"},"modified":"2025-06-20T04:14:03","modified_gmt":"2025-06-20T04:14:03","slug":"breaking-news-new-conforming-loan-limits-for-2024","status":"publish","type":"post","link":"https:\/\/vmalending.net\/?p=2563","title":{"rendered":"Breaking News: New Conforming Loan Limits for 2024!"},"content":{"rendered":"<p>Great news for homebuyers! The Federal Housing Finance Agency (FHFA) has announced increased conforming loan limits for 2024. This means you can now borrow more under a conventional mortgage, making it easier to finance higher-priced homes without having to turn to jumbo loans.<\/p>\n<h3>What Does This Mean for You?<\/h3>\n<p>With the new loan limits, buyers can now qualify for larger loan amounts within the conforming mortgage range. This not only opens doors to homes in higher price ranges but also provides access to the many benefits of conventional mortgages, including:<\/p>\n<ul>\n<li><strong>Lower Interest Rates<\/strong>: Conforming loans typically come with more favorable interest rates compared to jumbo loans.<\/li>\n<li><strong>Smaller Down Payments<\/strong>: Conventional mortgages often require lower down payments, making homeownership more accessible.<\/li>\n<li><strong>Easier Approval Process<\/strong>: Conforming loans generally follow standard guidelines, simplifying the approval process.<\/li>\n<\/ul>\n<p>If you&#8217;ve been considering purchasing a home but were hesitant due to rising home prices, this increase in loan limits is a perfect opportunity to revisit your options. You may now be able to finance your dream home with a conventional loan, offering a more streamlined and cost-effective solution.<\/p>\n<p><strong>September 16, 2024, standard balance conventional loan limits are increasing up to $806,650 in all counties for one unit properties, with even higher loan limits for 2-4 units and properties in Alaska and Hawaii!<\/strong><\/p>\n<p>At VMA, we&#8217;re here to help you navigate these changes and find the best financing options for your situation. Contact us today to learn how the new loan limits can benefit you!<\/p>\n<h2><em>Questions?<\/em> We&#8217;ll Put You<br \/>\nOn A Right Path!<\/h2>\n<p>Buying or refinancing can be a daunting task, let us give you the options that best benefit your needs.<\/p>\n<p>Make an Appointment<\/p>\n<h4>+786 622 2224<\/h4>\n<h3>This is the day we make a<br \/>\nDifference!<\/h3>\n","protected":false},"excerpt":{"rendered":"<p>Great news for homebuyers! The Federal Housing Finance Agency (FHFA) has announced increased conforming loan limits for 2024. This means you can now borrow more under a conventional mortgage, making it easier to finance higher-priced homes without having to turn to jumbo loans. What Does This Mean for You? With the new loan limits, buyers [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2625,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[57],"tags":[151,166,158,163,153,162,167,152,160,155,156,164,165,157,161,169,154,159,168],"class_list":["post-2563","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-conventional","tag-2024-conforming-loan-limits","tag-2024-mortgage-guidelines","tag-avoid-jumbo-loans","tag-buy-more-home-2024","tag-conventional-mortgage-update","tag-easier-mortgage-approval","tag-fhfa-announcement","tag-fhfa-loan-limit-increase","tag-financing-high-priced-homes","tag-higher-loan-limits-2024","tag-homebuyer-financing-options","tag-increased-buying-power","tag-lower-mortgage-rates","tag-mortgage-limit-changes","tag-new-home-affordability","tag-one-unit-property-loan-limit","tag-smaller-down-payment-loans","tag-standard-balance-loan-2024","tag-vma-lending-updates"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO Pro 5.0.2 - aioseo.com -->\n\t<meta name=\"description\" content=\"Great news for homebuyers! The Federal Housing Finance Agency (FHFA) has announced increased conforming loan limits for 2024. This means you can now borrow more under a conventional mortgage, making it easier to finance higher-priced homes without having to turn to jumbo loans. What Does This Mean for You? 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