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2026 Condo Financing Changes: What Every Buyer, Seller, Realtor, and HOA Needs to Know

By vmalendingcomIn 1099 Income, Alternative Mortgages, Asset Qualifier, Bank Statement HELoC, Bank Statement Loan, Condominium, Conventional, DSCR, FHA, Foreign National, ITIN Mortgage, P&L Loan, Reverse MortgagePosted August 5, 2026

If you've heard that getting a mortgage on a condominium has become more difficult, you're not imagining it. Following the tragic Surfside condominium collapse and...

Florida Condo Market Shifts With New Transparency Rules and Legal Rulings

By vmalendingcomIn Condominium, ConventionalPosted February 9, 2026

In early 2026, Florida’s condominium market experienced meaningful changes that are altering how buyers, owners, associations and developers operate — particularly in older buildings. New...

Understanding Florida’s 2025 Condo Reserve Requirements: What Associations and Owners Need to Know

By vmalendingcomIn Condominium, Conventional, FHA, PropertyPosted June 19, 2025

Effective January 1, 2025, Florida condominium associations are mandated to establish and maintain reserve funds specifically allocated for the repair and replacement of critical structural...

Private Mortgages: What They Are, When to Use Them, and Real‑World Examples

By vmalendingcomIn Alternative Mortgages, Condominium, Private Mortgage, Property, StrategyPosted June 19, 2025

What is a private mortgage?A private mortgage is a real‑estate loan funded by a private party—often an individual or a private lending company—rather than a...

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VMA Lending

Accessibility Statement
vmalending.com
Last updated: June 17, 2025

Compliance Status

At VMA Lending LLC and its affiliated companies, we believe the internet should be accessible and usable by everyone. We are fully committed to ensuring that our website is accessible to the widest possible audience, regardless of ability or technology.

We aim to comply as closely as possible with the Web Content Accessibility Guidelines (WCAG) 2.1, Level AA. These guidelines provide a clear framework for making web content more accessible for people with disabilities, including blindness, motor impairments, visual and cognitive challenges, and more.

To support this goal, we utilize various accessibility technologies. Our website features an accessibility interface that empowers users with disabilities to adjust the website’s UI and customize it to their needs. Additionally, we run an AI-powered application in the background that continuously improves the website’s accessibility by adapting it for screen readers and keyboard navigation.

If you experience any accessibility issues or have suggestions for improvement, please contact us at admin@vmalending.net.

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Email: admin@vmalending.net

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